Release v1
2026 · founder edition
─── Discover the gap · Screen the legal risk ───

Validatebefore you build.

The US-compliance answer general-purpose AI gets confidently wrong, payment access by nationality, Form 5472, OFAC, verified against the IRS, OFAC and Stripe primary sources, with the URL in every brief. Tovrio finds US-market gaps from 14 public-signal sources, then screens your idea's legal risk, all inside your own AI tool, so your idea never reaches us and there's nothing recurring to pay.

Run a free check
Free · 60 seconds · no signup · we never see your idea
Set in Instrument Serif & Inter.
Verified against IRS, OFAC & Stripe primary sources.
~/journaling-app · inside Claude Code
tovrio · compliance check
you>is this legal for me to build & sell? a journaling app for US customers, I'm a solo founder in South Korea.
$ node rulebook/v1/run.js --country KR --market us
──────────────────────────────────────────
TOVRIO TRIAGE BRIEF · founder: KR · market: US · overall: NEEDS_REVIEW
──────────────────────────────────────────
ℹ Information, not legal / tax / financial advice. Tovrio is a software tool, not a law or accounting firm.
DETERMINISTIC CHECKS (verified):
[NEEDS_REVIEW] US_IRS_5472
A foreign-owned US LLC must file Form 5472, miss it and it's a $25,000 penalty. source: irs.gov/instructions/i5472
[CLEAR] US_OFAC_SCREEN
KR does not match the current OFAC list · checked 2026-05-24. source: ofac.treasury.gov
[NEEDS_REVIEW] PAYMENT_ACCESS
South Korea isn't on Stripe's supported list. Working stack: Paddle (MoR) + a traditional-bank USD account. source: stripe.com/global
VERTICAL RISK FLAGS: no match in Tovrio's verified flag set.
⚠ Not a clearance, Tovrio only verified the checks above. If your idea touches a regulated area (health, finance, legal, minors, data), treat it as needs-review and consult a professional.
you>
─── Deterministic checks verified against IRS, OFAC & Stripe · sources in every brief · runs inside your AI tool, nothing extra to run
Notice · This is automated information, not legal, tax, or financial advice. Tovrio is a software tool, not a law or accounting firm, it cannot apply the law to your specific facts. Consult a licensed professional in the relevant jurisdiction before acting.
─── The other engine · Discover

Don't have the idea yet?
Tovrio finds the gap.

It crawls public signal, clusters the same pain into candidates, ranks them by opportunity, and runs the top picks through the very same compliance engine, so an idea arrives already screened against the walls below. Validation is fully verified across the supported AI tools; discovery runs best on stronger models (beta on free tiers).

─── 14 public-signal sources · 5 are US government open-data
  • openFDAgov
    FDA recalls
  • NHTSAgov
    vehicle-safety complaints
  • Socratagov
    civic 311 · FCC data
  • Federal Registergov
    proposed federal rules
  • FTCgov
    consumer complaints

Plus 9 more community, marketplace & job-board sources. The five government nodes are the trust layer, verifiable public records, not just forum noise.

─── The walls

The walls you only see
six months in.

“Stripe Atlas seems like the obvious path, but it forces you into US tax filings before you even validate.”, the kind of thing founders learn the hard way. Tovrio surfaces it first.

WallWhat it isExposureVerified vs
Payment accessStripe won't onboard founders in your countryNo US-dollar payments without a workaroundStripe global
Form 5472Foreign-owned US LLC must file it$25,000, plus $25K per 30 days if unfixedIRS · IRC §6038A
OFAC sanctionsYour country or a buyer on the SDN listStrict-liability federal penaltyUS Treasury OFAC
Licensed verticalsHealth, finance, legal, minors, privacyA regulator + a license before you launchRouted to a pro
Every trunk check carries its primary-source URL.8 countries + yours

Information, not legal or tax advice. Exposure figures come from primary sources; confirm your specific facts with a licensed professional.

─── What you get

One rulebook. Four parts.
The verified engine is the point.

  • Core
    MODULE 01 · ENGINE
    The compliance engine

    Payment access by nationality, Form 5472, OFAC, the deterministic checks, each verified against the primary source (IRS, OFAC, Stripe) with the URL in every brief. The part general-purpose AI gets confidently wrong.

  • MODULE 02 · FLAGS
    Industry risk flags

    Health, legal, finance, tax, minors, insurance, privacy, plus physical goods like supplements, food, and cosmetics. Each names the real regulator and the kind of professional to call. It never pretends to be your lawyer.

  • MODULE 03 · RUNS IN YOUR AI
    Inside your own AI tool

    Claude Code, Cursor, Codex, Antigravity, Windsurf, Copilot, describe your idea in plain words. It classifies, checks the rulebook, and hands you a brief with sources. No API keys, no per-use cost. It runs on your AI, not ours, your idea never leaves the tool you already use.

  • MODULE 04 · YOURS TO KEEP
    One-time, private invite

    A private GitHub invite, the full discovery + validation engine. One payment, no subscription: own it forever, with one year of updates included via /tovrio-upgrade (a fast-forward pull that never resets your files). Optional renewal after, deliberately not a stale lifetime download.

─── Coverage

Two kinds of check. One it answers, one it routes.

The trunk gives definitive, verified answers. Everything interpretive is flagged and sent to a licensed professional, never verdicted by software.

Verified trunk
3

Payment access, OFAC, Form 5472. Primary-source verified, with the URL in every brief. Definitive answers, the part ChatGPT hallucinates.

Industry flags
16

Software verticals + physical goods. Each flags the real regulator and the kind of professional to call. Routed, never verdicted.

Founder country
United States
Founder country
United Kingdom
Founder country
Canada
Founder country
Australia
Founder country
EU
Founder country
India
Founder country
Brazil
Founder country
South Korea

US founder? The payment and Form 5472 walls mostly don’t hit you, but the industry flags do. Tovrio covers US-to-US too. It just leads with the walls non-US founders hit hardest.

50 founder spots · $29 lock-in
─── Pricing

$29 for the first 50. Then it rises.

Buy today and lock in early-adopter pricing, $29 for the first 50, then $49, then $99. One payment, no subscription. No call-to-book trap.

$29
Early adopter · first 50 onlyThen $49 → $99
  • 01Private GitHub repo invite , the discovery + validation engine, runs inside your AI tool. A free GitHub account is required.
  • 02The verified engine , payment, OFAC & Form 5472, plus 16 industry flags, each with its primary source.
  • 03Own it forever · one year of updates included. The rulebook stays current via /tovrio-upgrade (a fast-forward pull that never resets your files); optional renewal after. Not a “lifetime updates” promise.
  • 04Use it for your own projects. Re-distribution and re-selling forbidden.
  • 0514-day refund. No questions asked.
Requires a free GitHub account · billed once by Paddle as Merchant of Record · 14-day refund
─── Get started

Lock in $29. The first 50 founders only.

One payment, $29 for the first 50, then $49, then $99. It runs inside your own AI tool, so your idea never leaves it. 14-day refund, no questions asked.